1 NUSD.
1 US dollar.

A dollar policy.
A measurable outcome.

Two settlement paths.

Compiled software · deployment and funding unverified. Conversion and bank deposits are not active. These contracts do not create USD or USDC reserves. Read the contract and security documentation · View the software record

Know the claim before holding it.

SK Consulting LLC, Iowa, USA, is the operator adopting this policy and the intended obligor. Issuer eligibility remains unverified. Before any issuance, a separate effective holder agreement must identify the legally permitted issuer, its obligations, covered token and network, custody arrangements and available jurisdictions. No holder agreement or acceptance is established by this policy adoption.

Holder right after activation

Any lawful holder of verified issued NUSD, including secondary holders, who satisfies objective onboarding and required screening must receive a direct contractual claim against the identified issuer for USD at the 1:1 gross rate under the separately effective holder agreement. It is not ownership of Numina’s business, compute or entire treasury, and carries no promised interest or yield. This operator policy alone creates no present redeemable balance or executed holder agreement; it does not reduce any independently existing holder right.

Timing

Initiate a fully funded USD payout within two US banking days after receipt of a complete, valid request. Requests arriving after 5 p.m. America/New_York, on weekends or US Federal Reserve banking holidays count from the next banking day. Request missing information within one banking day; no discretionary approval delay resets the clock. Receiving-bank posting time varies and must be disclosed separately.

Fees

$0 Numina redemption fee. 0% Numina FX spread. Under the activated service, Numina must pay the standard USD payout fee. Any holder network fee must be disclosed before authorization. Your bank may charge its own receiving fee; this is separate from the gross USD amount sent by Numina. No undisclosed deductions or mandatory substitute token.

Amounts

Minimum 0.01 NUSD; requests in 0.01 NUSD increments to match USD cents. Any smaller remainder stays credited without expiry or forfeiture. At verified account closure, Numina must round the final remainder up to a USD cent at its expense under the activated service. This operator policy sets no routine daily or monthly monetary cap for valid requests after activation; available verified balance is the maximum.

Eligibility

Verify lawful ownership, exact token and network, required identity and source-of-funds checks, an eligible jurisdiction and a supported USD bank account in the holder’s name. No duplicate redemption or redemption of an encumbered balance. The permitted issuer, countries, banks and token identity must be published before issuance. None is currently activated.

Holds and delays

Holds only for applicable law, court order or unresolved identity, fraud, sanctions or ownership issues. Give the reason, needed action and status when legally permitted; review at least every five US banking days. A liquidity shortfall does not cancel the USD claim or permit a unilateral haircut, expiry or forced service credit. Stop new issuance, notify affected holders and escalate overdue obligations; statutory creditor rights still apply.

Payment failure

Record receipt and payout status. Lock a verified balance against duplicate redemption; do not destroy the holder’s claim before confirmed USD payment. Failed payments retain a reconciled USD obligation or restore the NUSD claim without double counting. No private keys or seed phrases are needed for a legitimate request.

Changes and complaints

The separate holder agreement must carry an identifier, effective date and accepted holder copy. This effective operator policy requires 30 calendar days’ notice of ordinary changes; mandatory legal changes follow applicable law. No retroactive reduction of an existing USD claim. Questions or complaints: skott34@numinalabs.xyz; acknowledge within two US banking days and provide a substantive response within 15 calendar days under this operator policy. Email is not an active redemption rail.

Policy-data SHA-256: 7bb6eaac22e630faaed1d49b89c4141132abe07c0ec3cc313b0a2f1ec0beeb20. This identifies the versioned policy data; it is not a signature, holder acceptance, reserve attestation or payment receipt. Read the preserved earlier proposal.

Fund the obligation.

The effective operator reserve policy requires, before issuance, segregated, externally verifiable US dollar cash, eligible USD demand deposits with an insured depository institution and US Treasury obligations with no more than 93 days remaining maturity, subject to applicable issuer and custody rules. Coverage must include outstanding NUSD (including locked tokens) plus unpaid USD claims for burned tokens not otherwise counted, without double counting. Operating expenses and payout fees require separate funding. No reserve account, custodian, eligible amount or independent assurance is verified here.

Compute capacity, receivables, IP or enterprise valuations, uncollected service value, revenue projections and Numina’s own NUSD do not qualify as dollar reserves under this operator policy. Actual collected proceeds may fund reserves after ownership, settlement, eligibility, allocation and existing obligations are verified. Once service is activated, reserve reporting must reconcile supply and obligations daily, with public monthly reserve composition, custodian and independent assurance disclosures. No such reports are currently available.

Required before activation: eligible issuer and authorizations, funded custody and holder allocation, effective holder agreements, supported banking and countries, a verified Numina chain/token with cent-compatible precision and independent testing of redemption and failure recovery. No deposit insurance, legal priority, trust or secured interest is claimed without the actual supporting arrangement.